Payday Advance Limited has been Jamaica's pioneer financial organization for salary advances and personal loans for the past 20 years. Operating as a wholly owned subsidiary of Capital Solutions Limited, a licensed financial institution since 1998, Payday Advance Limited or P.A.L, staying true to the payday advance concept, offers quick and reliable short-term cash advance service with repayment terms from 30 day to 6 months. Conveniently designed for the busy, employed individuals, this innovative solution was created to fill a much-needed salary advance service to meet those personal emergencies and afforded quick personal financing facilities for employed individuals of approved local companies.

P.A.L aims to Practice Affordable Lending by providing its clients with responsible loan solutions with 100% confidentiality whilst enabling its clients to build a strong personal credit ratings, necessary for accessing credit towards so many milestone personal financial goals.

"Aim to be Protective & Loyal"

"We Practice Affordable Lending"

To operate as a trusted lending institution with best practices as responsible lenders.

To be nationally recognized as the successful pioneer in payday loans, while providing for your personal money needs.

1. Over 20 years’ of licensed experience in loans;
2. Quick Loan Approval, once passed the Pre-Approval stage;
3. Funds available less than 5 days after approval;
4. Dedicated Account Executive (a PAL in Finance);
5. 95% of our clients renew;
6. Registered with Creditinfo Jamaica.


Hear What Our Clients Say About Us

Quality of Service

Excellent service; Very high standard of quality


Some feedback on our service

Great Service

Kadia Davis